curl --request POST \
  --url http://134.209.118.139:3002/finance/payments/recon \
  --header 'Content-Type: application/json' \
  --header 'x-access-token: <api-key>' \
  --data '
{
  "reference": "TXN123456"
}
'

{
  "message": "No token provided."
}