Introduction - Arltech Finance API

Overview

The EasyOwn Finance API lets you integrate with EasyOwn’s PayGo lending platform. Use it to manage the full customer lifecycle — from registration and approval through monthly payments and device locking — without accessing the EasyOwn admin interface directly.

Base URL

http://134.209.118.139:3002

URL Prefix

All endpoints start with /finance/

Format

All requests and responses are application/json

Auth

JWT — pass token in x-access-token header

Customer lifecycle

Register → Approve → [IMEI Enrolled → LOCKED] → Payments → ENABLED → Paid off

Stage	Deal status	Description
Registration	`LOCKED`	Customer and CustomerDeal created
Approval	`APPROVED`	Salesstage set to `ENROLLMENT`
IMEI enrolled	`LOCKED`	PT Interface registers device; PayGo active
Payment received	`ENABLED`	Device unlocked until next payment date
Repossessed	`REPOSSESSED`	Contract terminated; device locked permanently

Rate limiting

There are no hard rate limits on the API, but please avoid hammering collection endpoints — generateCollectionCalls in particular does a full portfolio scan.

Authentication

⌘I

​Overview